Personal Loan APRs

An APR is the amount of interest a person will pay on their total loan amount annually. Lower APRs translate to more affordable monthly payments. In most cases, it will make more sense to choose a loan with a lower annual percentage rate, however, at times, a loan offer with a lower rate can require […]

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Personal Loan vs. Credit Card

Typically, choosing a personal loan can be a more affordable option when it comes to financing a large purchase when compared to a credit card. However, there are some exceptions. Often, it’s better to pay cash for major purchases, which is why most finance experts emphasize the importance of saving as often and as early […]

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